In order to be eligible for the $10,000 in medical benefits and lost wages, insurance companies require that you seek medical treatment within 14 days after an accident.
Seeing a immediate medical attention after any type of accident, regardless of how minor your injuries might seem, is paramount.
Insurance companies assume that if you do not seek medical attention right away, you aren’t really in that much pain and your injuries are not severe. They will judge the extent and severity of your injuries based on how quickly you sought medical treatment—and how carefully you followed your doctor’s advice.
If you go about your daily activities and your records show you waited days before seeking treatment, the insurance company could make the case that you hurt yourself at the gym or cleaning out the garage. It then becomes even harder to disprove a negative assumption.
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